江西一農戶成功辦理農機購置貸款貼息

2019-12-23 08:48:18 來源： 江西省農業(yè)農村廳農業(yè)機械化管理 閱讀量：15738 評論

　　【農機網 熱點關注】 近日，江西省宜春市宜豐縣農戶朱合生成功辦理農機購置貸款貼息，貼息額2437元，這是江西省出臺農機購置綜合補貼政策以來，首筆辦成的農機購置貸款貼息。
 
　　作為全國四個農機購置綜合補貼試點省份之一，今年9月4日，江西省農業(yè)農村廳、江西省財政廳按照農業(yè)農村部和財政部的有關要求，聯合下發(fā)了《關于做好農機購置綜合補貼試點工作的通知》，對農戶購買輪式拖拉機、履帶式拖拉機、谷物聯合收割機(全喂入)、谷物聯合收割(半喂入)機四類機具實行貸款貼息。省級通知下發(fā)后，宜豐縣農機化主管部門積極作為，大力推動出臺本地實施方案，10月21日得知本地農戶朱合生需要購買一臺喂入量5.0kg/s的自走履帶式谷物聯合收割機卻苦于資金周轉困難后，宜豐縣農機局全程幫助指導朱合生完成銀行貸款和貸款貼息申報。終朱合生9.8萬元購機款全部通過銀行進行貸款，貸款期限12個月，貸款利息4870元。按照貼息方案，朱合生可得到農機購置貸款貼息額2437元，加上農機購置補貼和農機報廢更新補貼，購買該臺機具總補貼額達到37397元。
 
　　作為全國四個農機購置綜合補貼試點省份之一，今年9月4日，江西省農業(yè)農村廳、江西省財政廳按照農業(yè)農村部和財政部的有關要求，聯合下發(fā)了《關于做好農機購置綜合補貼試點工作的通知》，對農戶購買輪式拖拉機、履帶式拖拉機、谷物聯合收割機(全喂入)、半喂入谷物聯合收割機四類機具實行貸款貼息。貼息額按照貼息比例*計息金額*計息利率*計息時間進行計算。其中，貼息比例為80%；計息金額按實際貸款金額計，高不超過購機總款扣除農機購置補貼后的金額；計息利率按實際利率計，高不超過中國人民銀行確定的人民幣貸款一年期基準利率；計息時間按實際貸款時間計，高不超過12個月。
 
　　通知下發(fā)后，全省各地農機化主管部門和財政部門積極推進、廣泛宣傳，惠農政策迅速落地并得到農戶的積極響應。據了解，貸款貼息政策的實施，一方面有利于減輕農戶購機資金壓力，釋放更多資金投入到農業(yè)生產之中；另一方面也進一步為農機購置補貼政策實施營造了良性的市場競爭環(huán)境。

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